Navigating a separation and then a divorce is an emotionally draining experience – regardless of who initiated the process. Separation and divorce can also be expensive as you begin dividing your finances and assets. The key to helping save you time, stress and money is to get an early start on these proceedings. Whether you choose to sell your matrimonial home and split the proceeds or you decide to buy out your former spouse, we have a solution available to meet your needs. When refinancing a typical mortgage, for example, you can only access up to 80% of the home’s value. But, through an Equity Buy-Out Program, you can buy the home from your former spouse and unlock up to 95% of its equity. This added access to funds often means the difference between one spouse being able to buy out the other’s half of the home versus being forced to sell the home and find two new separate places to live.