In the months leading up to the expiration of your existing mortgage term, it’s important to weigh your options like you did the last time you secured a mortgage to ensure you’re getting the best value available in today’s market. Your current lender will probably send you a renewal package months before your term ends, but it’s important not to simply sign this and send it back. You may miss out on the best offer, as lenders rarely give you the lowest rate upfront. As well, your needs and goals often change throughout the years, so it makes sense to review your mortgage plan every term. We’ll help you decide whether to renew your mortgage with your existing lender or transfer/switch to a new lender at the end of your term. Our job is to always find the best solution to meet your unique needs.